Privacy Policy

This Privacy Policy explains how AI U.S. Stock Checklist (“we”, “us”, “our”) collects, uses and protects information when you visit this website or contact us via WhatsApp or email.

1. Information we collect

1.1 Information you provide directly

We may receive information when you choose to contact us or request materials, such as:

• Your WhatsApp phone number and display name.
• The content of messages you send to us (text, images, voice notes, etc.).
• Your email address and message content if you email us.

1.2 Technical and usage data

Basic technical data may be collected by our hosting provider or infrastructure services, for example:

• IP address and approximate region.
• Device type, operating system and browser type.
• Pages visited and basic usage logs (e.g. access time, response codes).

This information is generally used in aggregate form to maintain security, monitor service stability and understand general usage patterns.

2. How we use your information

We use the information we collect in order to:

• Send the educational materials you requested.
• Respond to questions, feedback and support requests.
• Understand which topics are most useful and improve our content and service.
• Protect the service against abuse, spam or security threats.

We do not:

• Sell your personal data.
• Share your contact details with external advertisers.
• Use your number or email for unrelated marketing on behalf of other companies.

3. Legal basis for processing (where applicable)

Where data-protection laws such as the GDPR apply, we rely on one or more of the following legal bases:

• Consent – for example, when you contact us or request educational materials via WhatsApp or email.
• Legitimate interests – for example, to operate and improve an educational service you voluntarily chose to use, to protect against abuse, or to maintain the security of our systems.

4. Data retention

We keep your WhatsApp contact details and related message history while you remain engaged with the service or until you request deletion, subject to any legal obligations to retain certain records.

Technical logs may be kept for a limited period for security, troubleshooting and analytics, after which they are deleted or anonymized where reasonably possible.

5. Sharing of information

We may share limited data with trusted service providers that help us operate this service, such as hosting, infrastructure or communication tools. These providers are required to handle data securely and only for our purposes, under appropriate agreements where applicable.

We may also share information if:

• Required by law, regulation or legal process.
• Necessary to protect our rights, safety, or the rights and safety of others.

6. WhatsApp communication

When you click a WhatsApp link on our site, you choose to contact us through WhatsApp. Your use of WhatsApp is also governed by WhatsApp’s own terms and privacy policy, which we do not control.

We use your WhatsApp number solely to send educational materials you requested and related service messages (for example, clarifications or follow-ups about the content). You may stop messaging us or block our number at any time.

7. Your rights

Depending on your location and applicable law, you may have rights over your personal data, such as the right to:

• Access the personal data we hold about you.
• Request correction of inaccurate or incomplete data.
• Request deletion of your data, in certain circumstances.
• Restrict or object to certain types of processing.
• Withdraw consent where processing is based on consent.

To exercise these rights, please contact us using the details in the “Contact” section below. We may need to verify your identity before responding.

8. Security

We use reasonable technical and organizational measures to protect your data against unauthorized access, loss or misuse. However, no online service can guarantee absolute security. Please use caution when sharing sensitive information online and avoid sending highly confidential data via standard messaging apps.

9. Children

Our content and services are intended for adults interested in financial markets and are not directed at children. If you believe a child has provided us with personal information, please contact us so we can review and, where appropriate, delete the information.

10. Changes to this Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our service, legal requirements or privacy practices. The “Last updated” date at the top of this section indicates the latest version.

If changes are material, we may provide additional notice (for example, via a note on the website). Continued use of the site or our communications after changes means you accept the updated Privacy Policy.

11. Contact

For privacy questions or requests about your data, please contact:
Email: [email protected]
(Replace this address with your own contact email before publishing.)

Disclaimer

1. Educational purpose only

All content provided by AI U.S. Stock Checklist on this website and through WhatsApp is for educational and informational purposes only. Nothing we publish should be interpreted as:

• Investment or trading advice.
• A recommendation to buy, sell or hold any security or financial instrument.
• Personalized financial, legal, tax or accounting advice.

Any information, explanations or examples are general in nature and are not tailored to your individual financial situation, risk tolerance or objectives.

2. No investment adviser relationship

We are not a registered investment adviser, broker-dealer, portfolio manager or financial planner. Your use of our content, website or WhatsApp communication does not create an adviser–client or fiduciary relationship of any kind.

You remain solely responsible for your own investment and financial decisions, including whether and how to implement any ideas or concepts you may learn from our materials.

3. No guarantees

Examples, charts, case studies, scenarios, “what if” illustrations or references to historical market behavior are purely illustrative and do not constitute promises or guarantees of any particular outcome.

We do not guarantee:

• Profits or positive returns.
• The avoidance of losses.
• That any strategy, viewpoint or interpretation will be successful or suitable for you.

Past performance of markets, sectors, strategies or individual securities is not indicative of future results.

4. No signals or “inside information”

We do not provide trading signals, real-time alerts, “buy now/sell now” messages or any form of insider or non-public information.

All discussion, explanations and educational materials are based on publicly available data and general concepts about financial markets. You should not expect actionable instructions for specific trades.

5. Independence and third-party references

Unless clearly stated otherwise, we are independent and not affiliated with any broker, bank, fund, listed company or public figure.

Any references to third-party services, platforms, data providers or public figures are for educational or illustrative purposes only and do not imply endorsement or sponsorship by them or by us.

6. Market risk

Trading and investing in stocks and other financial instruments involves substantial risk, including the possible loss of all capital invested. Volatility, liquidity issues, macroeconomic events and company-specific factors can all affect outcomes in unpredictable ways.

You should carefully consider your own financial situation and risk tolerance, and you should consult a qualified and licensed financial professional before making any investment or trading decisions.

7. Personal responsibility

By using this website or interacting with us via WhatsApp, you agree that:

• You will not rely on our content as the sole basis for any investment, trading or financial decision.
• You will perform your own independent research and/or seek advice from licensed professionals before taking action.
• You are fully responsible for any gains, losses or consequences resulting from your decisions.

8. Limitation of liability

To the maximum extent permitted by applicable law, we (including our owners, operators, contributors and partners) are not liable for any direct, indirect, incidental, consequential or special damages, or any other losses, arising out of or in connection with:

• Your use of or reliance on our website, WhatsApp messages or educational materials.
• Any investment or trading decisions you make.
• Any errors, omissions, interruptions, delays or inaccuracies in the content.

If you are dissatisfied with any part of the content or this Disclaimer, your sole remedy is to stop using the website and services.

9. Local regulations

Laws and regulations governing financial markets, investment advice and the use of educational materials vary by country and region. It is your responsibility to ensure that your use of our content complies with all applicable laws and regulations in your jurisdiction.

10. Changes to this Disclaimer

We may update this Disclaimer from time to time to reflect changes in our service, legal requirements or how we describe our educational content. The “Last updated” date at the top of this section indicates the latest version.

Continued use of the site or our communications after any changes means you accept the updated Disclaimer.

11. Contact

For questions about this Disclaimer, please contact:
Email: [email protected]
(Replace this address with your own contact email before publishing.)